Dear Dr. Toni,
I’m a college-educated woman in her mid-thirties—I guess I’m considered a millennial. I live by myself in the Bay area and the cost of living is extremely expensive, but the nature here is so amazing and I enjoy it. My parents are both professionals with jobs, so they have steady paychecks coming in. Since I graduated, I’ve drifted from job to job as a teacher, then a manager at a small hotel, and lately mostly temp jobs.